Why should I build my credit score?

Your credit score comes up when you lease or finance a big-ticket item like a house, apartment, or car. The lender needs to know that you are going to make timely payments. If your score indicates they are taking a risk on you, you’ll face big obstacles on your way to getting what you want.

A good credit score smooths out any hurdles between you and your goal. We’ve come up with the best waysto build your credit. Follow these easy steps and you’re on your way to the lifestyle you’re looking for at the price you need.

What's inside?

• Your questions about credit answered

• An easy roadmap to building your credit

• A checklist to keep you on track

• Options for people with less-than-perfect credit